Are you ready to work in a Regional Rural Bank?Then you are just one step away from making your dream come true as the IBPS RRB Interview call letters have been released.Qualifiers of IBPS RRB Exam 2015 will now appear for a common interview which are part of recruitment in office assistant & officer (scale I,II & III) posts.How to prepare for this interview, expected questions & tips to answer them are explained in this article.
The IBPS RRB recruitment 2015 is primarily conducted to fill vacancies in 56 regional rural banks that are located across India.A written exam was held in September 2015 & its results were out in Oct along with cutoffs
See Call letters & application reprint | Interview Cutoffs | Interview Questions & Answers
The IBPS RRB common interviews are scheduled to start from November 16th at various centres.As there are large no. of candidates, different dates would be allotted to everyone.
You can know the exact date, time, panel & venue in the call letter by downloading from the links below.We have given the link to take a reprint of your application forms for the corresponding post.
It is necessary to bring your call letter & application re-print to the interview venue without which nobody would be allowed to participate in the event.
The total marks allotted for IBPS RRB interview are 100.Candidates have to secure minimum cutoff in interview stage separately for final selection.
The qualifying marks for all posts shall be equal to or greater than 40% (35% for SC/ST).So you need to score above 40 marks in interview to successfully clear this stage.
Final selection & Merit list shall be prepared based on your final combined score that is to be taken in the ratio of 70:30 (exam:interview)
The IBPS RRB interviews are no different from the regular PO & clerk interviews with the only difference being the type of organizations each of them represent.
1) Tell me about yourself: You can get the answer for this question from your resume itself.Start by introducing yourself, qualification, family background, achievements, hobbies etc.,
An ideal answer would be “Good morning everyone.My name is Reshma & I am from Kerala.I have completed B.Tech Computer Science in May 2015 from Govt Institute of Technology.To talk about my family, my father is working in state government dept & my mother is a homemaker.
My hobbies are drawing,gardening & reading books.During my college days, I was an active member of many clubs and have received awards in various functions.
I am a quick learner and like to meet new people, which I believe will be very useful to perform my duties as a banker.” |
2) Why Banking Sector? The main reason for asking this is to find out whether a candidate knows the basics of banking sector, how interested he/she is in learning about the terminologies used in banks & to also check their thought process.
“It was during my college days, I came to know about the opportunities in banking & finance sector.So I chose to appear for banking exams after completing my BE/B.Tech degree”.
“With the Indian government promoting financial inclusion, agriculture & manufacturing, banks have a very important role to play in reaching those goals”.
“So I believe by being part of a growing sector, bank employees have a great chance to grow along with the organization” can be one of the best possible answer”.
3) How will you be useful to the bank? If you are an engineering or biotechnology or science graduate, this question could be asked.
You can answer this question easily just by comparing the function of a bank with what you have studied in your degree.
For example, a mechanical engg degree holder can say, “Since I know about the working of machines, I can personally connect with farmers and suggest ways to choose a good tractor or other farm equipments when they approach for loans”.
A science or biotech candidate could say, “I have studied about plants, animals & its growth stages.Using that knowledge I can understand the needs of rural people.Using those skills, I can make customers feel comfortable while speaking with me thereby gaining more business for the bank.”
You can frame more suitable answers according to your qualification & match it with the requirements of the job.
4) Know about your State? All RRBs are located in rural areas, villages & small towns.Therefore, the panel will test your awareness about the state or city where you live.
By doing this exercise, you will be able to communicate more freely when asked to read or speak in the local language.
5) Banking & Agriculture Awareness: This is the main area for you to concentrate for RRB interviews.Answering all questions from this topics correctly can vastly improve your final selection chances.
Almost everyone appearing for written exams would have prepared for banking awareness section.Just revise it again along with the latest economy news.
Learn about some agriculture basics such as types of crops,soils,farming, cattle etc., as this is an interview for rural banks where agriculture is the main business.
Books for Interview preparation: You may also buy the following book to gain some insights of terms used in banks along with interview examples.
6) Do you have Experience? If you have applied for Officer scale II or III, then you should be having experience of atleast 1 year in a related or different field.
If you were working in a bank/financial institution, most of the questions would be related to your previous work.So be prepared to tell the panel about your achievements, projects you handled, business you brought for the company etc.,
Were you working in IT/ software firm? Then you will have to face lot of questions.They will primarily ask you on the reason to quit a well paying IT job.
You can mention about lack of growth opportunities, graveyard shifts, interest in govt sector etc .Also refer point nos. 2 & 3 above to add more strength for your answer.
Do you think any more important question will be asked in IBPS RRB Interviews 2015?Then share it in the comment section below: